So you are thinking about buying a motorcycle. Or maybe you already have one and wonder if you are paying too much for motorcycle insurance. Now you are asking yourself “what is the average cost for motorcycle insurance in California?”

And the answer may surprise you.

Average Cost for Motorcycle Insurance in California Depends on These Things:

Your Motorcycle: If you have a new Harley Road King that is all decked out, it is going to cost you more than if you have a Honda moped that was built in 1979.

How Old You Are: Generally speaking, if you are a college student, it is going to cost you far more to get your motorcycle insurance than if you are a partner at an accounting firm who just rides on weekends.

Where You Live: If you live in an area that has high crime or high accident rates, the average cost for motorcycle insurance will be higher than than someone in a zip code with less crime and accidents.

Your Driving Record: If you have a great driving record (both in cars and motorcycles), it is going to cost less. The cleaner your driving record, the cheaper your insurance will be.

Where You Work: Depending on what you use your motorcycle for and where you work, your rates may be higher. If you work at a construction site, your insurance will be higher because of the increased potential for damage to your bike by something that went wrong on the job site.

So what is the bottom line?

The bottom line is that with all of these factors taken into consideration — and there is a wide, wide variation in monthly motorcycle insurance costs in California…

The Average Cost For Motorcycle Insurance in California is somewhere around $150 – $350 per year.

Get your free California motorcycle insurance quotes now to see if you can get it cheaper than that.