1. Why do I need car insurance?
If you drive a car, you need insurance. It’s that simple, and in fact, it’s illegal not to have one. Sure, insurance is an expense, but it’s an essential expense that you absolutely must pay, and having it means you’re protected if you’re ever involved in a car accident. Do not hesitate to browse the sites of recognized insurers such as Macif to compare the different options in terms of car insurance. You will find all the information necessary to understand how it works and the possible guarantees.
2. What happens if I don’t have car insurance?
The penalties for driving without insurance are as severe as you think and can result in a fine and points on your license. If your case goes to court, you could be banned from driving and your car could be seized. Your insurance will help you if you are the victim of a car accident. The amount of assistance will be determined by the level of coverage you have. Choosing which company and plan is best for you can be confusing.
3. What is multi-vehicle insurance?
The multi-vehicle insurance policies are designed for people who own more than one car. It could be a family, a couple, or a company that wants to protect their cars. Multi-vehicle insurance consolidates all insurance policies with a single insurer so that they are processed together with a single renewal date, rather than having individual insurance policies for each car. Multi-car insurance is not the cheapest option, and most providers offer a discount.
4. How to find the best offer?
To find the best offer, you can shop around the different offers either through an insurance broker who will help you compare and make the best choice, or using the tools available on the Internet. Indeed, you can use an online comparison service to do the work for you, and make sure it is a like-for-like comparison. What may seem like cheaper insurance may not include everything you need. To be sure you make the right choice, you can also use the tools that allow you to make quotes online. In general, this costs you nothing and allows you to get an idea of the figures before taking out car insurance. Don’t hesitate to talk about it to those around you before taking out a subscription to obtain external opinions! We hope you enjoyed this article and helped you learn more about car insurance.